Zakah Calculator
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My Saved Calculations
- All cash is zakatable at 2.5% — this includes bank accounts, savings, digital wallets, and physical cash on hand
| Description | Amount | Calculation | Zakat Due |
|---|---|---|---|
| Total cash | $10,000.00 | 100% × 2.5% | $250.00 |
| Total Zakat in this example: | $250.00 | ||
This is an example to show how the ruling applies. Your actual zakat will be calculated based on the values you enter.
- All gold is zakatable at 2.5% — jewelry, rings, chains, bullion, coins (Hanafi: no exemption for personal ornaments)
- All silver is zakatable at 2.5% — same rule applies to all silver regardless of form
- Values are calculated using current market prices per gram
| Metal | Weight | Value | Calculation | Zakat Due |
|---|---|---|---|---|
| Gold | 50g | $4,250.00 | 100% × 2.5% | $106.25 |
| Silver | 500g | $525.00 | 100% × 2.5% | $13.13 |
| Total Zakat in this example: | $119.38 | |||
This is an example to show how the ruling applies. Your actual zakat will be calculated using live prices and the values you enter.
· Gold: /g · Silver: /g
- Short-term stocks (held < 1 year, intent to trade): 100% of market value is zakatable at 2.5%
- Long-term stocks (held > 1 year, intent to own): Only 25% of market value is zakatable at 2.5% (Hanafi proxy rule — based on average zakatable assets across FTSE100 companies)
| Stock Type | Amount | Calculation | Zakat Due |
|---|---|---|---|
| Short-term stocks | $20,000.00 | 100% × 2.5% | $500.00 |
| Long-term stocks | $50,000.00 | 25% × 2.5% | $312.50 |
| Total Zakat in this example: | $812.50 | ||
This is an example to show how the ruling applies. Your actual zakat will be calculated based on the values you enter.
- Cash: 100% of your cash is zakatable at 2.5%
- Short-term stocks: 100% of market value is zakatable at 2.5% (held less than 1 year)
- Long-term stocks: Only 25% of market value is zakatable at 2.5% (Hanafi proxy rule for equity portion, held more than 1 year)
| Asset Type | Amount | Calculation | Zakat Due |
|---|---|---|---|
| Cash | $300.00 | 100% × 2.5% | $7.50 |
| Short-term stocks | $4,500.00 | 100% × 2.5% | $112.50 |
| Long-term stocks | $56,000.00 | 25% × 2.5% | $350.00 |
| Total Zakat in this example: | $470.00 | ||
This is an example to show how the ruling applies. Your actual zakat will be calculated based on the values you enter.
- All crypto is zakatable at 2.5% of its current market value — Bitcoin, Ethereum, stablecoins, and all other digital assets
| Description | Amount | Calculation | Zakat Due |
|---|---|---|---|
| Total crypto holdings | $5,000.00 | 100% × 2.5% | $125.00 |
| Total Zakat in this example: | $125.00 | ||
This is an example to show how the ruling applies. Your actual zakat will be calculated based on the values you enter.
- Trade inventory is zakatable at 2.5% of its current market value
- Only goods intended for sale count — fixed assets (equipment, machinery, premises) are excluded
| Description | Amount | Calculation | Zakat Due |
|---|---|---|---|
| Inventory for sale | $15,000.00 | 100% × 2.5% | $375.00 |
| Total Zakat in this example: | $375.00 | ||
This is an example to show how the ruling applies. Your actual zakat will be calculated based on the values you enter.
- Rental income (after expenses): Zakatable at 2.5% of the annual net amount
- Property held for resale: Zakatable at 2.5% of current market value
- Personal residence: NOT zakatable — only include property you plan to sell
| Property Type | Amount | Calculation | Zakat Due |
|---|---|---|---|
| Annual rental income | $12,000.00 | 100% × 2.5% | $300.00 |
| Property for resale | $200,000.00 | 100% × 2.5% | $5,000.00 |
| Total Zakat in this example: | $5,300.00 | ||
This is an example to show how the ruling applies. Your actual zakat will be calculated based on the values you enter.
- Acknowledged debts (expected to be collected) are zakatable at 2.5%
- Include only debts you are confident will be repaid — e.g., a loan to a friend, money owed by a business
- Doubtful debts should be excluded
| Description | Amount | Calculation | Zakat Due |
|---|---|---|---|
| Debts expected to be collected | $3,000.00 | 100% × 2.5% | $75.00 |
| Total Zakat in this example: | $75.00 | ||
This is an example to show how the ruling applies. Your actual zakat will be calculated based on the values you enter.
Now let's check your liabilities
Some debts are eligible to be deducted from your zakatable wealth, reducing the amount on which zakah is due. We'll walk through each liability type one at a time.
- All immediate debts are fully deductible from your zakatable wealth
- This includes: bills due now, credit card balances, overdue payments, and any debt payable on demand
| Zakatable wealth | $100,000.00 |
| Less: Immediate debts | -$2,000.00 |
| Net zakatable wealth | $98,000.00 |
| Zakat due (2.5%) | $2,450.00 |
This is an example to show how deductions work. Your actual zakat will be calculated based on the values you enter.
- Loan payments (mortgage, car loan, student loan): The next 12 months of payments are deductible
- Leases and rent are NOT entered here — only the current month of lease/rent is deductible (Nurturing Mountains, p. 24)
- Enter your total monthly loan payment — the calculator multiplies by 12 automatically
| Zakatable wealth | $100,000.00 |
| Less: Loan payments ($1,500/mo × 12) | -$18,000.00 |
| Net zakatable wealth | $82,000.00 |
| Zakat due (2.5%) | $2,050.00 |
This is an example to show how deductions work. Your actual zakat will be calculated based on the values you enter.
Breakdown
| Category | Total Value | Zakatable | Zakah Due |
|---|---|---|---|
| Cash & Savings ✎ | |||
| Gold & Silver ✎ | |||
| Stocks (Short-term) ✎ | |||
| Stocks (Long-term) ✎ | |||
| Retirement Accounts ✎ | |||
| Cryptocurrency ✎ | |||
| Business Assets ✎ | |||
| Real Estate ✎ | |||
| Receivables ✎ | |||
| Total Zakatable Assets | |||
| Liability Deductions | |||
| Net Zakatable Wealth | |||
| Total Zakah Due |
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